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Chapter 3 - Forty-Seven Dollars and a List of Names

"Sit down, Derek."

She didn't raise her voice. She didn't have to. There was something in how flat and rehearsed it came out — like she'd been saving those three words for exactly this night — that stopped him mid-motion.

He sat.

Rachel didn't look at him again. She looked at me. "I'm sorry. I know this is a horrible first date."

"Honestly, it's the most interesting one I've had in months," I said.

That earned a quick, tired smile. She pulled out the empty chair beside me and sat down like someone had pulled it out for her.

The waitress hovered a few feet off, unsure what to do. Rachel gave her a small nod. "We're okay. Thank you."

When the waitress stepped away, Rachel put her phone back on the table and scrolled up from the banking alert. There was a notes app open underneath. A column of names. Seven of them. Each one a woman's first name, each with a date beside it.

"I started this list eight months ago," she said. "Right after the third one tracked me down."

"They found you?"

"Two of them, through social media. One of them already had his last name — he'd told her they were basically engaged." She said it the way you'd read a grocery receipt. "They weren't. Four dates. She'd paid for every one of them."

Derek leaned in. "Rachel. You don't have to do this."

"I really do." She kept her eyes on me. "Her name's Eleanor, by the way. The one who thought there was a ring coming. Retired second-grade teacher. Sixty-one years old. She covered a whole weekend at a lake house because he told her his debit card had been frozen for suspected fraud."

Nobody at the table said anything for a second.

I turned to Derek. "Was any of it real? The promotion. The portfolio. The car."

He didn't answer right away. Which was its own answer.

"The car's a lease," Rachel said. "He's two payments behind on it. And the promotion—" She stopped. "Tell her, Derek. Or I will."

"I was laid off," he said. Barely above a whisper. "Eight months ago."

"'Restructuring,'" Rachel said, and the word came out worn smooth from overuse. "He's been telling women he got promoted during the same week security walked him out of the building."

I sat back. The restaurant carried on around us — forks on plates, a low hum of conversation, somebody laughing near the bar. All of it completely ordinary while this was happening.

"Why?" I asked him. Not shouting. I genuinely wanted to know. "Why not just tell the truth? Why not split a check like a normal adult?"

For a second I thought he might actually give me a real answer. Then something hardened behind his eyes.

"You have no idea what the pressure is like," he said. "Women like you want a specific kind of man. Successful. Established. If I'd put the truth on my profile, you'd have swiped left without a second thought and you know it."

"So you lied."

"I led with the best version of where I'm headed."

Rachel let out a sound that wasn't quite a laugh. "He used that line on me too. Word for word. Three years ago."

Derek's jaw flexed. "I didn't ask you to come here, Rachel."

"No," she said. "But she needed me to."

She closed the notes app and lifted her card off the folder. The waitress reappeared and Rachel handed it over without checking the number again.

When we were alone, she looked right at me. "I'm not doing this to make a scene. I was having a drink two blocks away and I saw his car through the window. And I thought about Eleanor. And the other six. And I couldn't just sit there."

"I'm really glad you didn't," I said.

Derek pushed his water glass aside. "This is humiliating."

"Yes," Rachel said. "It is."

He stood. Neither of us moved to stop him this time. He buttoned his jacket, scanned the room to see who'd been watching, then looked back at me with an expression I couldn't quite place. Not embarrassment. Something more like math.

"I'll pay you back," he told Rachel.

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"You've said that before."

He walked toward the door. At the last second he turned around, and what he said made Rachel go absolutely still.

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